Musician Insurance

Musician insurance will typically comprise a Public liability policy for those performing alone, but can be tailored to include Employers Liability insurance to cover other band members or accompanying players that you employ on a part, or full-time basis – as required by law.

Public Liability policies cover you for damage to third party property or injury to others, this can include members of the public stumbling on a mic lead, or property damage caused by you at a venue where you are performing. – Given that we live in a litigious society, a liability policy is a highly recommended form of protection for yourself.

Options include:

  • Public Liability at £1Million, £2Million, £5Million and £10Million Indemnity levels.
  • Employers Liability for part time and full time employees.
  • Mid term adjustments including adding Employers liability cover mid-term.
  • Use of subcontractors.
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